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Buying Process
- Consider obtaining buyer representation
- Review Seller's Disclosures
- Choose a lender if necessary, obtain pre-approval
- Plan time frame, price paramaters, property wish list
- Schedule showings
- Make an offer
- Negotiate offer, terms
- Retain a land use attorney
- Contract acceptance
- Tender initial contract earnest money deposit
- Set up home inspection, if a contingency.
- Tender additional deposit
- Appraisal, if financing, with appraiser usually chosen by lender.
- Financing commitment.
- Title search & review
- Satisfaction of any other applicable contingencies.
- Arrange for homeowner’s insurance, utilities & other property services
- Set up final walk through with your Agent, usually closing day.
- Closing, confirmation of funds transfer, mortgage documents review and signing, receipt of title & keys.
- Deed/documents town office recording.
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